Tuesday, May 31, 2011

Is affordable Car Insurance Cheap?

This is one of the main questions people ask when they seek quotes to insure their vehicles. Despite the fact that it is a legal requirement to get a cover for every vehicle on the road, looking for one that is within the income level of the driver is paramount. The company providing the cover should have premiums that the driver can meet without foregoing other monthly expenses like mortgage payments or basic needs. For that reason, yes, there is affordable car insurance. The main thing is to search for them in all the right places and to read the fine print in the policy to avoid hidden charges.

Such companies offer policies that meet the minimum requirement by law, and if a person wants to go slightly higher than that, he or she can do so at an extra cost. The main covers that are required by the law include the bodily injury liability cover per person, per accident and the property cover. For instance, since it is mandatory to get the bodily injury per person cover, these companies quote the minimum, which is mostly around $10 to $25 in different states such as in Illinois, Iowa, Hawaii, Washington and Texas. In Minnesota, a person has to pay $30,000 for this coverage. In addition, a person seeking affordable car insurance also needs the personal liability per accident cover, and if the law demands, he or she also needs to get the property cover. Using companies that offer the basic levels of coverage allows the individuals to work within their income, unlike where a cover starts at $50,000, which may not be affordable for most people.

The coverage may also be within reach for the driver if he or she takes advantage of the discounts. These are advertised all the time offline and online and they offer a big percentage off the amount a person needs to get the policies. This advertising stunt by insurers aims at increasing the number of clients and helps them fight competition. Since the number of vehicles per household is increasing daily, the number of companies offering the liability covers is substantially going up, hence the need for genuine means to survive in the industry. For instance, the discount may be offered to drivers who seek a cover for several vehicles, long term coverage or even one who seeks coverage for all vehicles, home and business, all under the same insurer’s roof.

More so, the cost of insuring vehicles comes down drastically due to the vehicle’s model. The company assesses the model because some of them have more expenses when it comes to repairs and spare parts in case of accidents or collisions. This causes the disparity in costs for drivers with different models. For instance, Peugeot 106 gets a cheaper cover than a Mercedes CL. For that reason, drivers ought to think about this aspect because it holds a lot of weight when they seek affordable car insurance.

Monday, May 30, 2011

The 1967 Ford Mustang GTA: The Legend That Would Never Die

Basically, the Ford Mustang is a vehicle made by the Ford Motor Company. The Ford Falcon compact stands as the original "base" for the Ford Mustang line of vehicles which has become definitive of the quality of vehicles produced by Ford.

Mach 9, 1964 stands as the "birthday" of the Ford Mustang, which rolled off the assembly line on this day. The 1967 Ford Mustang GTA stands as an improved version of the Ford Mustang line of vehicles. Until today, the Mustang is still in production, and is known as the most successful vehicle launches in the history of automobiles.

Within an eighteen month period, the Ford Mustang sold over a million vehicles, truly defining the quality and standard of Ford as an automobile manufacturer.

These days, the 1967 Ford Mustang GTA, along with other vintage Ford Mustangs, are quite the collectibles, considering the history of the vehicle. Handed down from generation to generation, or sold to car dealers for restoration, the 1967 Ford Mustang GTA ranks quite popular as a collectible vehicle for tastes particular with class and quality.

The 1967 Ford Mustang GTA saw many revisions from its original 1964 release, the most major of which would be the installation of V8 engines. Bottom line the 1967 Ford Mustang is fast, making it quite the automobile. Three Ford Motor Company plants, Milpitas in California, Dearborn in Michigan and Metuchen in New Jersey, all produced 1.5 million Ford Mustangs in a two year period. This success sales figure left Ford Motor's competition quite unprepared, with General Motors and the Chrysler Corporation feeling the pinch of the Mustang's success.

Chrysler's Plymouth Barracuda, though being known as one of the most revered muscle cars, didn't exactly compete well with Ford's Mustang. It was released a few weeks before the Mustang came out. General Motor's rear-engine Corvair Monza was deemed by General Motors as their "Mustang killer", but it didn't actually reach sales figures close to the Mustang's.

Today the 1967 Ford Mustang GTA stands tall in the hall of fame for automobiles. As a collectible, automobile enthusiasts would turn their heads to the direction of such a magnificent vehicle, whose classic design has endured the test of time, still living in the present, giving us a glimpse of the days way back then.

All in all the 1967 Ford Mustang GTA is a legend that would simply never die, just as what legends are.

Sunday, May 29, 2011

My Father's 1971 Ford Mustang

As a young boy, I used to hang out with my father a lot, and one of the things I remember the most was that he always liked to work on cars. He had many cars over the years, but the one that always sticks out in my memory as being particularly special was his black 1971 Ford Mustang.

My father would always brag about its Cobra Jet engine, and I loved the front end spoilers. I distinctly remember asking my dad why the 1971 Ford Mustang only had two doors. He explained to me that not all cars had four doors and how that just would not work on the Mustang, and from that moment on, I wanted a two-door car when I grew up.

Even with all of the interesting features that it had, I think the reason the 1971 Ford Mustang was so special for me was because of all of the time I got to spend with my father working on it. He would be changing the oil or checking the transmission fluid, and I would be sitting in the front seat of the car asking him questions, some about the car and some about other things.

I remember the long rides we would take in the Mustang and how much fun it was for me to get to ride in the vehicle that meant so much to my dad. It made me feel proud to see all of the admiring glances that we would receive and I distinctly remember listening to oldies radio as we cruised down the road with the windows rolled down.

My dad made it a point to wash his 1971 Ford Mustang every Sunday afternoon and then meticulously wax it to bring it to a nice shine. I loved to stand and look at the car after it was washed and waxed, and I especially loved the look of accomplishment on my father's face once the job was complete. I would help him with everything that I could, and he would always tell me what a good job I had done. I felt so proud.

Times got pretty rough for us as a family when I got into my teenage years and my father had to sell his 1971 Ford Mustang. He acted like it was not that big of a deal, but I could see the pain in his eyes as he handed over the keys, and I felt gutted. He gave the money to my mother, who looked quite relieved but sad at the same time. She knew how much the car meant to him.

A few years ago, I thought about purchasing a 1971 Ford Mustang, but I just couldn't. That was my father's car, and while I loved it and always imagined owning one myself one day, I think that is a memory I want to associate with him more than anything.

Sunday, May 15, 2011

Great Benefits of Auto Insurance Online

The internet has worked to make things quite easy for quite a number of industries and in this the auto insurance industry has not been left behind. There are many advantages that come about from having auto insurance online. One of these advantages that are such a delight for quite a number of vehicle owners is the fast manner through which it is possible to get access to various quotes from various companies at a click of a button. When one is looking for cheap insurance for their vehicle there are a number of aspects that have the ability to change their insurance quote. The basic knowledge of the considerations of an insurance company is going to make it simpler for a vehicle owner to spend cheaply on their insurance rates. One aspect that is easy to change as well is a person's driving habits. It is easy to find more people choosing to slow down instead of getting into traffic violations. The number of insurance claims that will be filed will also change when a person decides to get their auto insurance online. As long as their driving record is good, it is easier to get inexpensive insurance rates.

There are special services that a vehicle owner is entitled to and that can make life easier for them once they decide to buy auto insurance online.  This is usually made possible by companies that have realized the need to use technology to their advantage as well as the competitive nature of the auto insurance business. One such service is getting discounts and the equipment on the vehicle saving money for the owner. Such equipment includes driver/passenger air bags, automatic seat belts, and anti-lock brakes among others. Knowing exactly what a particular policy covers is very important and there is no better place for a person to carry out their research than on the internet and furthermore most companies place their services on the internet where they know clients will easily find them.

Owing to the busy schedules that most people have to contend with, the issue of convenience often takes permanent residence in their minds in whatever they do. Buying auto insurance online is very convenient since it can be done night or day and on any day of the week. Having the right documents is very important for a person who is out to buy car insurance. When one buys auto insurance on the internet they are able to print out their ID card as well as proof of their insurance card to avoid the nerves that comes with waiting for the card to get to the mailbox. In case of loss, it also becomes easy to print out another one to replace it.